In 2008, Rob Frohwein recognized that companies like eBay offered automated access to small business transaction data via APIs. Rob realized small businesses can simply share this data to allow underwriters to make better, faster credit decisions and provide a great user experience. He co-founded Kabbage in Atlanta, Georgia to leverage this power of real-time data automation through technology and has since expanded the business to serve all small businesses throughout the U.S. through a suite of cash flow solution products.  Rob has since also founded Drum Technologies, also based in Atlanta, an automated sales and referral solution for businesses.

Rob holds a law degree from Villanova University, where he graduated Magna Cum Laude.  He is the listed inventor on ten United States Patents, a co-author of three books on intellectual property and has been recognized four times as one of the top 300 intellectual property strategists globally by Intellectual Asset Magazine.

Kathryn Petralia is the President and Co-Founder of Kabbage, a leading global financial services, cash-flow technology and data platform for small businesses. Before co-founding Kabbage, Kathryn spent nearly 15 years with fintech and ecommerce startups.

After graduating from Furman University with an English degree, Kathryn pursued her interest in technology to launch a number of successful startups.  She also served as Vice President of Strategy for Revolution Money, which was acquired by American Express, and was the director of corporate development for CompuCredit.  In 2017, she was named to Forbes’ 2017 list of the World’s Most Powerful Women. Kathryn recently co-founded Drum, a platform reinventing sales infrastructure by connecting businesses to their ideal customers through an infinitely scalable sales force.

Kathryn serves on the boards of CARE USA, Fannie Mae Advisory Board, The Woodruff Arts Center, Padsplit, Rented.com, and the Atlanta Chamber Music Festival.

Brian P. Brooks is the Acting Comptroller of the Currency.

Mr. Brooks became Acting Comptroller of the Currency upon the resignation of the 31st Comptroller of the Currency Joseph M. Otting as a result of his designation as First Deputy Comptroller by Treasury Secretary Steven T. Mnuchin pursuant to his authority under 12 USC § 4.

As Acting Comptroller of the Currency, Mr. Brooks is the administrator of the federal banking system and chief officer of the Office of the Comptroller of the Currency (OCC). The OCC supervises nearly 1,200 national banks, federal savings associations, and federal branches and agencies of foreign banks that conduct approximately 70% of all banking business in the United States. The mission of the OCC is to ensure that national banks and federal savings associations operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations.

The Comptroller also serves as a director of the Federal Deposit Insurance Corporation and a member of the Financial Stability Oversight Council and the Federal Financial Institutions Examination Council.

Prior to becoming Acting Comptroller, Mr. Brooks served as Senior Deputy Comptroller and Chief Operating Officer. In this role, he oversaw OCC bank supervision, bank supervision policy, economics, supervisory system and analytical support, systemic risk identification support and specialty supervision, and innovation. He also served as a member of the OCC’s Executive Committee and was the Chair of the Technology and Systems Subcommittee, since joining the agency in April 2020.

Prior to joining the OCC, Mr. Brooks served as Chief Legal Officer of Coinbase Global, Inc., where he headed the legal, compliance, audit, investigations, and government relations functions for the company, which served 20 million customers. He held this position since September 2018.

From 2014-2018, Mr. Brooks served as Executive Vice President, General Counsel, and Corporate Secretary of the $3.2 trillion Fannie Mae. Prior to joining Fannie Mae, he served as a Vice Chairman of OneWest Bank, N.A., from 2011 to 2014. Prior to joining OneWest, he served managing partner of the Washington, D.C. office of the global law firm O’Melveny & Myers LLP, where he also served as chair of the firm’s financial services practice group. Prior to joining the OCC, Mr. Brooks also served on the Boards of Directors of Avant, Inc. and Fannie Mae, and also served as an advisor to a number of technology startups.

Mr. Brooks holds a bachelor’s degree from Harvard University in government and a law degree from the University of Chicago.

Jelena McWilliams was sworn in as the 21^st Chairman of the FDIC on June 5, 2018. She serves a six-year term on the FDIC Board of Directors, and is designated as Chairman for a term of five years.

Ms. McWilliams was Executive Vice President, Chief Legal Officer, and Corporate Secretary for Fifth Third Bank in Cincinnati, Ohio. At Fifth Third Bank she served as a member of the executive management team and numerous bank committees including: Management Compliance, Enterprise Risk, Risk and Compliance, Operational Risk, Enterprise Marketing, and Regulatory Change.

Prior to joining Fifth Third Bank, Ms. McWilliams worked in the U.S. Senate for six years, most recently as Chief Counsel and Deputy Staff Director with the Senate Committee on Banking, Housing and Urban Affairs, and previously as Assistant Chief Counsel with the Senate Small Business and Entrepreneurship Committee.

From 2007 to 2010, Ms. McWilliams served as an attorney at the Federal Reserve Board of Governors, where she drafted consumer protection regulations, reviewed and analyzed comment letters on regulatory proposals, and responded to consumer complaints.

Before entering public service, she practiced corporate and securities law at Morrison & Foerster LLP in Palo Alto, California, and Hogan & Hartson LLP (now Hogan Lovells LLP) in Washington, D.C. In legal practice, Ms. McWilliams advised management and boards of directors on corporate governance, compliance, and reporting requirements under the Securities Act of 1933 and the Securities Exchange Act of 1934. She also represented publicly- and privately-held companies in mergers and acquisitions, securities offerings, strategic business ventures, venture capital investments, and general corporate matters.

Ms. McWilliams graduated with highest honors from the University of California at Berkeley with a B.S. in political science, and earned her law degree from U.C. Berkeley School of Law.

Mike Froman serves as vice chairman and president, Strategic Growth for Mastercard. In that role he is responsible for growing strategic partnerships, scaling new business opportunities, and advancing the company’s efforts to partner with governments and other institutions to address major societal and economic issues. He and his team drive financial inclusion and inclusive growth efforts and work to develop new businesses key to the company’s strategic growth.

Mike oversees the Mastercard Center for Inclusive Growth and is a member of the company’s management committee.

Prior to joining Mastercard, Mike was affiliated with the Council on Foreign Relations and continues to serve as a distinguished fellow. In September, 2018, Mike joined the Board of Directors of The Walt Disney Company.

From 2013 to 2017, Mike served as the U.S. Trade Representative, President Barack Obama’s principal advisor and negotiator on international trade and investment issues. During his tenure, Mike worked to open foreign markets for U.S. goods and services, reach landmark trade agreements and enforce the rights of American workers, farmers and firms. From 2009-2013, he served at the White House as assistant to the President and deputy national security advisor for international economic affairs.

Prior to joining the Obama Administration, Mike held several executive positions at Citigroup, including CEO of its international insurance business, COO of its $50 billion alternative investments business and head of its infrastructure investment business. He helped shape the company’s strategy in China, India, Brazil and other emerging markets. Earlier in his career, during the Clinton Administration, he worked at the White House and the Treasury Department.

Mike received a bachelor’s degree in public and international affairs from Princeton University, a doctorate in international relations from Oxford University, and a law degree from Harvard Law School, where he was an editor of the Harvard Law Review.

Scott Case is the chief information officer at Truist Financial Corporation, the nation’s premier financial services company serving approximately 10 million households.

He assumed this position on December 2019, with the closing of the merger of equals between BB&T Corporation and SunTrust Banks, Inc. He is a member of the company’s executive leadership team.

Case is responsible for Truist’s organizational unit that provides the company’s overall technology, operations and information-related services.

Case has 25 years of experience in financial services leading transformational change and delivering innovative solutions. He initially joined Truist predecessor SunTrust in April 2015, serving as chief technology officer for the company’s consumer segment. In this role, he drove the delivery of technology solutions supporting products and services for consumer lending, mortgage, retail banking and private wealth management. In October 2017, Case became chief information officer for Ciox Health, then rejoined SunTrust as chief Information officer in February 2018.

Prior to SunTrust, Case served in senior technology executive positions with Bank of America for 15 years, including head of technology for Europe and Asia credit card services.

Case is a member of the board of directors for TechBridge, an Atlanta-based nonprofit that works with nonprofits on the frontline of breaking the cycle of generational poverty.

Case holds a bachelor’s degree in management science and marketing from the State University of New York at Geneseo and a Master of Business Administration in finance from the University of North Carolina at Charlotte’s Belk College of Business.

Dontá Wilson leads Digital, Client Experience, Analytics and Marketing at Truist Financial Corporation, the nation’s premier financial services company serving approximately 12 million households.

Wilson is a member of the company’s executive leadership team and is responsible for leading digital transformation and ensuring a world-class, distinctive client experience for all Truist clients. In this role, he oversees digital banking, digital sales, digital strategy and innovation, intelligent automation, client experience strategy, client insights and analytics, experience design and research, marketing, sales optimization, corporate communications, culture alignment and activation, and the Truist Foundation. Wilson also oversees Truist Ventures, the corporate venture capital division created to invest in and partner with innovative companies in pursuit of dynamic solutions and disruptive technologies that enable Truist to shape the future of finance.

He began working at Truist predecessor BB&T’s Bank Operations department in October 1995 while he was in college and now has more than 20 years of experience in the financial services industry. Wilson has served as a financial center manager, business banker and retail city executive in Charlotte, North Carolina; regional business banking manager for the Battlefield Northern Virginia Region; area executive for Prince William County, Virginia; and was appointed regional president for the Battlefield Northern Virginia Region in 2005. He was named Alabama group/state president in 2009, became group/state president of the Atlanta-based Georgia Region in 2014, was appointed to the Executive Management team and named chief client experience officer in 2016, and became chief digital and client experience officer in 2018. In December 2019, Wilson assumed his current position as chief digital and client experience officer at Truist Financial Corporation, created through the merger of equals between BB&T Corporation and SunTrust Banks, Inc.

Michael Loeb is a serial entrepreneur and the founder and CEO of Loeb.nyc.

After starting his career at Time, Inc., Michael co-founded the Synapse Group with then partner, Jay Walker. Under Michael’s direction, Synapse grew to become the largest seller of consumer magazine subscriptions worldwide, with its revolutionary and patented Continuous Service Model. Michael and Jay went on to form and incubate Priceline.com together at Synapse, leveraging a shared team of operators and capital.

When Synapse Group was sold to Time Warner in 2006, Michael formed Loeb Enterprises with partner, Rich Vogel to ideate and develop new business concepts. The largest of those ventures was ScriptRelief, a pharmacy discount provider that has a membership in excess of 12 million Americans.

In 2019, Loeb Enterprises rebranded to Loeb.nyc and boasts a portfolio of over 18 direct investments, most of which execute from Loeb.nyc headquarters in Manhattan. Under Michael’s visionary leadership, Loeb.nyc has established a new model for startup investments. By pairing exceptional strategic and executional talent with passionate founders, Loeb.nyc significantly de-risks startup launches.

Michael sits on the board of several non-profit organizations and is an avid philanthropist. He currently resides in New York City with his wife and children.

After growing up with a single mother who worked nonstop to make ends meet, seeing his father work to generate multiple incomes to fund his life in retirement and seeing the massive/growing income challenges in the U.S., Adam is happy to be working with a passionate team on building Steady.

Steady is currently helping its 2 million Members to supplement their incomes, receive ongoing digital advice on how to reach their income potential and improve their overall financial health, guiding over $500 million of incremental and attributable earnings for its Members in 2019.

Adam is emerging as a leading advocate and thought leader for part-time, contract, hourly and gig workers.

Adam previously spent a number of very challenging years building and investing in businesses in China, including 6 years working to help stimulate economic and jobs growth in Tier 2 and Tier 3 cities of China with a focus on investing heavily in renewable energy to lower China’s out of control carbon footprint.

Adam started his career with a decade in investment banking, working in M&A and corporate finance transactions, primarily at Lehman Brothers and Barrington Associates (sold to Wells Fargo).

Adam has also served on numerous corporate and non-profit Boards, including the Los Angeles Tourism & Convention Board and Big Brothers Big Sisters of Los Angeles and Orange County.

Manning is the Chief Operating Officer for Acorns. He oversees the business with direct accountability for growth, retention, experimentation, customer service, analytics, project management, and Acorns’ regulated entities.

Prior to Acorns, Manning launched market-leading products and programs at JPMorgan Chase like Chase Sapphire, Chase Freedom, and Chase Ultimate Rewards, and was named an Ad Age “40 Under 40.” He also spent four years in Beijing, China, as CMO of JPMorgan Chase’s consumer team and while there, founded a local credit card business. During his 18-year tenure at Chase, Manning oversaw many departments including Branding, Advertising, Product Development, Marketing, Corporate Development, Innovation, B2B Corporate Sales Strategy, and, lastly, as the Managing Director of Loyalty Innovation. He graduated from Indiana University and he and his wife have three future Acorns investors.

Jo Ann Barefoot is CEO & Founder of AIR – the Alliance for Innovative Regulation and host of the global podcast show Barefoot Innovation. A noted advocate of “regulation innovation,” Jo Ann is Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government. She has been Deputy Comptroller of the Currency, partner at KPMG, Co-Chairman of Treliant Risk Advisors, and staff member at the U.S. Senate Banking Committee. She’s an angel investor, serves on the board of Oportun, serves on the fintech advisory committee for FINRA, is a member of the Milken Institute U.S. FinTech Advisory Committee, and is a member of the California Blockchain Working Group Advisory Board. Jo Ann chairs the board of directors of FinRegLab, previously chaired the board of the Financial Health Network, and previously served on the CFPB’s Consumer Advisory Board. She was a Cofounder of Hummingbird Regtech.

Link to longer bio

Jalak Jobanputra is Founding Partner of Future\Perfect Ventures, an early stage venture capital fund in NYC focused on next generation technology such as blockchain and machine learning. FPV’s portfolio includes Abra, Blockstream, Bitpesa, Fusemachines, Everledger and Blockchain. Jalak was awarded Institutional Investor’s Most Powerful Fintech Dealmakers from 2016-2018. In May 2018, Jobanputra was awarded Microsoft’s VC Trailblazer Award for “her early and bold” investments in the sector. She has been listed as a 100 Most Influential Fintech Leader of 2016 and 2017 based on her investment strategy at FPV. In 2017, she was cited as a “Top 5 Investor Powering the Blockchain Boom” and Crunchbase noted FPV as one of the top VC funds in blockchain “before it was cool.” Since founding the firm, she has spoken on blockchain technology, IoT, and artificial
intelligence at many global conferences, including the Milken Global Institute, Dutch Development Bank/FMO Annual Meeting, and The Economist Buttonwood Gathering. She also founded Collective Future, an organization to foster diversity and inclusion in the nascent blockchain sector. FPV’s incubator FPV Labs was selected by the NYC Economic Development Corporation in January 2019 to operate the NYC Blockchain Center, a unique private-public partnership formed to serve as an access point to the growing blockchain ecosystem and collaborate with elected officials on policy initiatives.

Prior to FPV, Jobanputra was the Director of Emerging Market Mobile Investments at Omidyar Network, a philanthrocapitalist fund started by
Pierre Omidyar, co-founder of eBay. Previously, she worked at Intel Capital investing in enterprise software in Silicon Valley from 1999-2003, as well as New Venture Partners and the NYC Investment Fund where she formed one of NYC’s first seed funds and helped establish the Fintech Innovation Lab in 2010. She started her career as a media/tech/telecom investment banker in NYC and London. Jobanputra is also active in supporting education reform and social entrepreneurship. She served as a Trustee of Achievement First Bushwick Charter Schools (Brooklyn). She is on the Board of Directors for the Center for an Urban Future, Advisory Board of L’Oreal’s Women in Digital Initiative, member of Mayor DeBlasio’s Broadband Taskforce, and former Access to Capital Committee member of the US Secretary of State Clinton Women’s Leadership Council. She is a magna cum laude graduate of the University of Pennsylvania, with a B.S. in Economics (concentration in Finance) from The Wharton School and a B.A. in Communications from the Annenberg School. She received her MBA from Kellogg in 1999. She has been active on twitter since 2007 at @jalak.

In the Spring of 2017, Mohamed’s life was disrupted following a near death ATV accident that resulted in the amputation of his left hand. Prior to that accident, Mohamed performed under high pressure change daily as a professional athlete in the NFL. Mohamed was a 2009 second-round pick for the Cleveland Browns in the NFL draft and played professionally for 5 seasons.

Mohamed is a graduate of the Harvard Business School after completing the Program for Leadership Development, which functions as their alternative executive MBA. He earned his bachelor’s degree in Psychology from the University of Georgia. While at the University of Georgia, Mohamed was named 2008 team captain, selected as a first-team All-Southeastern Conference and Academic All-SEC member. He is a member of the 2018 UGA 40 under 40 class. Mohamed currently serves on the University of Georgia alumni board. Mohamed worked at Morgan Stanley prior to founding VESSOL.

An accomplished speaker and thought leader, Mohamed regularly presents on change, opportunities in adversity, and preparing for desired outcomes.

Emmalyn co-manages Flourish Ventures, a $500M global fintech fund, and leads investments in startups whose technology improves the financial health for the masses of U.S. citizens. Her current portfolio includes Brigit, Chime, Clerkie, Cushion, EarnUp, Kin, Propel, SeedFi and Steady.

Emmalyn has over 20 years of technology investing experience. As a partner at Omidyar Network, Emmalyn co-managed the Financial Inclusion team. Prior to that, she was a venture partner at Oak Investment Partners, deploying over $150 million of capital in companies such as Bleacher Report, Huffington Post, Thrillist, and Demand Media. Before Oak, she led software and internet investments including Tellme Networks, Neoteris, and MySpace at VantagePoint Partners and the Barksdale Group.

Prior to investing, Emmalyn was an investment banker in Morgan Stanley’s Corporate Finance Technology group.  She started her career in fintech as a product manager at MSCI Barra, a leading portfolio analytics software company. She holds an MBA from the Wharton School of Business, and a B.A. in economics and minor in mathematics from the University of California at Berkeley where she graduated summa cum laude and Phi Beta Kappa.

Chris Skinner is known as one of the most influential people in technology. He is an independent commentator on the financial markets and fintech, through his blog theFinanser.com and author of the bestselling books Digital Bank, ValueWeb and Digital Human.

ValueWeb describes the impact of Fintech and how mobile and blockchain technologies are changing the face of finance in building an internet of value. As a result of the emerging internet of value, banks have to become digitalised, and Digital Bank provides a comprehensive review and analysis of the battle for digital banking and strategies for companies to compete. Digital Human, released in 2018, builds on these two themes but looks at the wider picture of digitalisation, and how this is a revolution as it allows everyone from the plains of Africa to the mountains of Tibet to be included.

Described by Seth Wheeler, Brookings Guest Scholar and Former Special Assistant to the President for Economic Policy at the White House, as “one of the most authoritative voices on Fintech anywhere”, Chris has previously written many books covering everything from European regulations in banking through the credit crisis to the future of banking.

In his day job, he is Chair of the European networking forum The Financial Services Club and Nordic Future Innovation, as well as being a Non-Executive Director of the Fintech consultancy firm 11:FS, and on the advisory boards of various firms including Moven and Meniga. Mr. Skinner has been an advisor to the United Nations, the White House, the World Bank and the World Economic Forum, and is a visiting lecturer with Cambridge University as well as a TEDx speaker. He is also co-founder with renowned artist Basia Hamilton of The Portrait Foundation, http://portraitfoundation.com/, a non-profit platform to encourage children and the arts.

He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), one of the Top 5 most influential people on BankInfoSecurity’s list of information security leaders, as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal’s Financial News and Thomson Reuters.  In recent years, he has been voted one of the most influential people in financial technology by the Wall Street Journal’s Financial News and Thomson Reuters, as well as:

• Most Influential Fintech Commentator of the Year 2020 – Finance Monthly Fintech Awards
• Financial Markets Advisor of the Year UK 2020 – Corporate America Today
• Best CEO of the Year UK 2020 – Global 100
• CEO of the Year 2020 – Corp Today Global Business Awards
• Ones to Watch 2020: Finance Advisory Services 2020: France – Corp Today Global Business Awards
• 50 Leading Companies of the year 2020 – The Silicon Review

• Most Outstanding Finance Blog 2020 Poland – CV Magazine
• Portal to the Knowledge Base of the Financial Services Club UK 2020 – M&A Today Global Awards
• Financial Markets Advisor of the Year UK 2020 – M&A Today Global Awards
• Financial Markets UK 2020 – Finance Monthly Legal Awards
• Best CEO of the Year 2019 – by Lawyer International and Global 100
• Best Financial Markets Adviser of the Year 2019 – by M&A Today, Corporate America Today and Global 100
• Most Influential Fintech Advisor 2019 – by CV Magazine
• Best Fintech Keynote Speaker 2019 – by Global Business Insight
• Ones To Watch in Financial Services 2019 – by Global Business Insight
• Financial Markets Advisor of the Year 2019 – by ACQ5 Global Awards 2019, The Global Venture Annual Awards 2019, Global 100 Awards 2019 and Lawyer International Global Awards 2019
• Best FinTech Author 2019 – AI International Finance Awards 2019
• Outstanding contribution representing The Finanser – CEO Today Magazine European Business Awards 2019
• Game Changer of the Year 2019 – by Finance Monthly
• FinTech Author of the Year – by Acquisition International
• Most Influential CEO of the Year – by CV Magazine

… and more.

Mr. Skinner has also been a regular commentator on BBC News, Sky News, CNBC and Bloomberg about banking issues, and a Judge on many awards programs including the Asian Banker’s Retail Excellence Awards, as well as having worked closely with leading banks such as HSBC, the Royal Bank of Scotland, Citibank and Société Générale.

Find out more about Chris at https://chrisskinner.global/.